Delays investing can be a bit frustrating but I have calculated the real effect of a 19 days delay on a new 5 Year loan at 6%. On a £1000 loan it works out as an average of 65p a year . Or to put it another way you would receive £296.75 interest over 5 years rather than £300 ( assuming no reinvestment of interest).
Compared to the risk in P2P of your Capital disappearing down a black hole , some minor cash drag is not really a significant worry.( in my opinion)
Just wish I understood assetzcapital provision fund rules. Also wish for Zopa+ To DELIVER ON ESTIMATES, and RS to rid itself of MR. Oh, and FS, more rolexes please, less “art” and “boats”. FC, tell me you’re not going down the sewer. LW keep up the good work.